I Got Hit By A Car On My Bike – Immediately after a car accident, it can be unclear what to do next. The general feeling after a car accident is shock for everyone involved, even if the participants have no visible injuries. But if you are hit by another vehicle and the driver or his passengers are injured, what should you do? The steps you take immediately after a Los Angeles car accident can determine how easily you can receive compensation for the damage to your vehicle.
If possible, check all drivers and passengers involved in the accident and assist (if possible) those who need emergency help. Do not move injured people unless necessary to protect them from danger (eg from oncoming traffic). If possible, pull vehicles off the road to the side of the road.
I Got Hit By A Car On My Bike
If your vehicle collides with a car in Los Angeles and the other driver is at fault, they must report the accident to their insurance company. However, it cannot be assumed with certainty that the other driver will do everything right. It is important to gather basic information at the scene of the accident, including:
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If the other driver or their passengers were injured in an accident in which you were hit by another vehicle, contact the police. Police reports are often not admissible in civil cases, but they can help you explain your side of the story or negotiate a settlement with an insurance company.
Vehicle collisions often happen in a fraction of a second. Those involved in these accidents often do not have a full understanding of the scenario that led to the accident. Additionally, the other driver’s insurance company may deny that they are responsible for your damages. Regardless of the circumstances, your insurance company must know about the accident. Your insurance company needs this information to process a claim for your vehicle or file a legal claim against the other driver’s insurance company. Contacting the insurance company also shows that you are acting in good faith to report the accident.
If another driver’s vehicle collides with your vehicle, the other driver’s insurance company will compensate you for the damage caused in the accident. However, if there is no police report, the other driver’s insurance may side with its insured and refuse to pay you. If this happens, your insurance company may cover the loss. You can try to reach a mutually agreeable solution. You may need to hire a car accident attorney and sue the other driver’s insurance company.
If you have suffered personal injury or vehicle damage in a car accident caused by another party, you have a strong attorney at McNicholas & McNicholas, LLP. We have decades of experience fighting for the financial compensation our injured clients deserve. To set up a free, no-obligation discussion about your case in our Los Angeles office, call us today at 310.474.1582 or use our contact form.
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With more than 25 years of trial attorney experience, partner Patrick McNichols exclusively represents victims in personal injury, product liability, sexual assault and other consumer-focused matters such as civil rights, aviation accidents and class actions. Learn more about his professional background here.
Settlement of consumer class action lawsuit against Epson America, Inc. against. to install a “smart chip” in their printers… Because people break the law, all private insurance policies in the provinces include an uninsured motorist. Thomas Eckstadt/Getty Images/iStockphoto
I have a neighbor who canceled his insurance during COVID-19 but started driving without it. I think there are more people like that. What if my car gets hit by one of those uninsured idiots? Am I still covered? Are there coverage limits? – Suresh, Hamilton
As long as you have insurance, you have some protection if your car is hit by an uninsured driver, but there may be limitations.
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“If you can identify the vehicle and the driver says they don’t have insurance, provincial policies will give you some coverage,” says Pete Karageorgos, director of consumer and industry relations at the Insurance Bureau of Canada (IBC). “You must notify the authorities as soon as possible while they investigate.”
But because people break the law, all private insurance policies in the provinces include an uninsured motorist.
This does not mean that you have unlimited coverage in the event of an uninsured motorist accident; it depends on which cover you bought.
“Ontario’s auto insurance policy states that an uninsured motorist will pay up to $25,000 for accidental damage to the vehicle and/or its contents, plus a $300 deductible,” said Senior Vice President Hans Reidl. Insurance, by email. “If you have optional collision or derailment coverage, your policy will pay more and more up to the limit of liability.”
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So if your Tesla is worth $70,000 and it was totaled by an uninsured motorist, you pay the deductible and the policy pays you $24,700.
If you purchased collision coverage, most companies would cover the remaining $45,000, although collision coverage usually only covers damage to your car if you are at fault.
If you file a collision claim after being hit by an uninsured driver, your rates will also increase even though you were not at fault.
If you don’t know who hit you, it’s considered a normal insurance claim and you’re covered, Reidle says.
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Insurance rules vary from province to province, but in most provinces your collision insurance will cover damage to your vehicle if you’re hit by an uninsured driver.
Here it gets even more complicated. In Ontario, the accident benefits covered by your policy are covered in any accident, whether you hit someone, someone hit you, or a rock fell on your car.
For catastrophic injuries, such as paralysis or severe brain damage, you can sue the driver for lost wages and additional medical care.
If that driver is uninsured, you can use your uninsured motorist policy up to $200,000.
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If the damage to your vehicle and your injuries is more than $200,000, 95 percent is covered and 5 percent is lost.
For example, if your $20,000 car is destroyed in an accident and you and your spouse need $350,000 in accident benefits, your insurance company will pay $190,000 (95 percent of the total) and $10,000 for your injuries. about the loss of the car.
This applies even if your policy has a $1 million liability – unless you’ve purchased additional family protection coverage, which is usually less than $50 a year. In Ontario it is called OPCF 44R.
Insurance rules vary from province to province, but in most provinces your collision insurance will cover damage to your car if you’re hit by an uninsured driver.
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The rules for compensation for injuries caused by uninsured motorists are different in other provinces. For example, in Alberta, your insurance will provide compensation of up to $50,000 within two years of the accident. If you have used this cover or are uninsured, you can access the Motor Vehicle Accident Compensation (MVAC) scheme.
“The MVAC program then provides health benefits of up to $95,000 per person,” Alberta Finance Board spokeswoman Jerrica Goodwin said in an email.
Have questions about the ride? Send it to globedrive@globeandmail.com. Canada is a big city, so let us know where you are so we can find an answer for your city and province.
Follow all the tracks on our record. We have the Drive newsletter, which features car reviews, innovative new cars and the highs and lows of everyday driving. Register today. There’s nothing more upsetting than returning to your car after it’s been sitting for a while and finding a dent, scratch or other damage that wasn’t there before. If this happens and there is no letter of apology under the windshield wipers with information about the responsible driver, you may wonder what to do.
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The first step is to take a moment to calm down. The worst thing you can do in this scenario is throw up your hands and drive away wondering why me. If your vehicle is involved in an accident (whether or not you were in it at the time of the accident), it is important to take the necessary steps to document the damage and increase the likelihood of a positive outcome.
Here’s what to do if someone hits your car while it’s parked on the street or in a parking lot:
The first thing you should do after an accident is to notify the police. In most cases, a policeman arrives at the scene
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