Car Accident Without Insurance Not At Fault – Car accidents happen every day for many reasons in California, and many drivers involved in them must invest in insurance to recover their losses. State law requires that every licensed driver have auto insurance that meets state requirements. However, California has one of the highest rates of uninsured and underinsured drivers in the country.
It is natural to worry about the damages you have suffered and do not know how to recover when you or a loved one have been seriously injured in a car accident in California. When you have reliable legal counsel on your side, you have a better chance of maximizing your recovery. Easton & Easton provides compassionate car accident advice to its Southern California clients, and our team wants you to know how to respond in the event of an uninsured car accident.
Car Accident Without Insurance Not At Fault
State law requires all drivers to carry at least $15,000 in bodily injury insurance for anyone injured in an accident. Your policy should also extend this coverage to a minimum of $30,000 in personal injury coverage for all accident victims. Auto insurance must also provide at least $5,000 in property damage coverage. Once you find out who caused your accident, you need to get their insurance information and file a claim as soon as possible.
What Happens If You Have A Car Accident Without Insurance?
These coverage limits may seem sufficient to cover all damages caused by a negligent driver in California. Unfortunately, the reality is that some drivers encounter unexpected problems with their auto insurance claims and some drivers do not have the ability to provide insurance to the drivers who caused their accidents.
Although not required by state law, drivers are strongly encouraged to consider purchasing uninsured/underinsured motorist coverage with their regular insurance. This type of coverage is available when an uninsured or underinsured driver causes an accident, allowing the injured party to file a claim with their insurance for immediate coverage. Usually, they can do this with impunity. However, if the at-fault driver is uninsured and you have not purchased uninsured/underinsured coverage, you must take legal action against the at-fault driver.
State law allows a plaintiff to file a personal injury lawsuit to seek full reimbursement for all economic losses caused by the defendant, as well as compensation for their pain and suffering. Your attorney can help you recover compensation from an injured or insured motorist. This means that it will help you get the most protection possible through your insurance or if the insurance is not right for you.
Your financial damages in a car accident can include medical bills, medical expenses for treatment of serious injuries, property damage, lost wages and loss of future income if the defendant prevents you from working and earning money. Most people are able to identify some immediately recognizable losses, but many struggle to accurately describe the long-term effects of their experiences.
Where You Uninsured In A Car Accident But Not At Fault?
When you choose Easton & Easton to help you recover from your recent car accident, we’ll guide you through the auto insurance claim process if filing your claim is the best option. Otherwise, our team is ready to help you file a definitive personal injury lawsuit against the driver who injured you, seeking the greatest possible compensation under California law.
If a driver does not have car insurance and causes an accident, then they are responsible for compensating their damages. This means that they cannot rely on insurance to cover their financial debts and also face legal penalties from the state for failure to comply with California insurance laws. Jail time is possible for a guilty driver if he caused the accident with the intent to injure or intentionally violates California law.
California traffic law states that the driver involved in the accident is responsible for all damages caused by the accident. This means that you can file a claim with their car insurance to get compensation for your damages. However, if they are not at fault, you can only claim your car insurance if you have an insured/uninsured policy.
If a driver causes an accident without insurance, they do not have the financial protection to cover the damages of the injured driver. In addition, they will face various penalties that can include fines, vehicle impoundment and loss of their driver’s license until they provide proof of insurance.
What To Expect With Icbc No Fault Insurance
If your recent accident was caused by an uninsured or underinsured driver, it is important that you speak with an accident attorney as soon as possible. Since you will not be able to seek compensation for an auto insurance claim, you should continue to file a personal injury claim. Although it is possible to try on your own, you have a better chance of success when an experienced lawyer works on your case.
Easton & Easton is committed to helping our Southern California clients with their personal injury claims as effectively as possible. We review all compensation options open to our clients, help them prove fault for their injuries, and guide them through the legal process necessary to prove liability. Whatever your case, our team can help, so contact us today and schedule an evaluation to find out how our practice can help you in your recovery.
Doug Easton has been practicing law since 1971. After 20 years working with various major law firms, he founded the Law Offices of W. Douglas Easton in 1991 as an independent practitioner. In the years that followed, Doug’s sons, Brian and Matt, joined him in the firm and helped build the firm into a powerful organization dedicated to righting wrongs done to its clients. Much of their success over the years has come from the strength created by the company’s family culture and the way everyone works together, each of their individual strengths building and strengthening the whole team. Consequently, the firm changed its name to Easton & Easton, LLP in 2014 to reflect the true strengths of the firm and Doug is now the Managing Partner of Easton & Easton. In 2015, Doug was named one of the Top 100 Attorneys in California by the American Society of Legal Advocates. Additionally, Doug is listed in Strathmore’s Who’s Who and in 2008 was named “Professional of the Year” in the Medical Malpractice category. car in Michigan. You cannot claim for pain and suffering, medical expenses, lost wages, or car repair costs, even if you are innocent and the other driver is 100% at fault. But you could be sued for someone else’s medical bills and lost wages.
This is one of the most ridiculous examples of the unfairness of Michigan’s no-fault auto laws. This shows how the rules are tilted in favor of the powerful car insurance companies. Michigan imposes very harsh and punitive measures against uninsured drivers. And while I agree that everyone should drive safely, are our public policies really serving to provide protection for drunk drivers and all those who kill or seriously injure innocent people? This is an example of punishment not fitting the crime and a testament to the power of the insurance companies that pushed this law through the Michigan Legislature.
Can You Sue Someone For Hitting Your Car Without Insurance?
This is very difficult for an uninsured driver involved in a car accident in Michigan. In addition to not being charged with a misdemeanor or reckless driving, an uninsured driver is also subject to fines, jail time, and a suspended driver’s license.
Allowing insurance companies to rewrite insurance laws so that reckless drivers and drunk drivers have full protection because people who kill, injure or seriously injure them driving without protection goes beyond the sanction of any other country. in the nation today. This only helps car insurance companies and their policies. He deliberately ran poor cities like Detroit with high levels of poverty and extreme poverty. In fact, it protects insurance companies based on the right of people to be sued and have their wrongs fixed.
Michigan law does not allow an innocent person injured in an uninsured, no-fault car accident to sue the driver who caused the accident for pain and suffering because they do not have adequate coverage. No fault law. (MCL 500.3135(2)(c))
If you have been involved in a car accident
Is Ca A No Fault State? Difference In No Fault Vs At Fault States
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