Car Accident Without Insurance But Not At Fault – Crazy drivers in Nevada do not have auto insurance, even though it is required by state law. If you are involved in a car accident in Nevada, there is a 10% chance that the driver of the car does not have insurance that covers them if they are responsible for causing the accident.
What does it mean if you are involved in an accident with an uninsured motorist in Nevada? Here’s what you need to know about your personal injury attorney in Las Vegas.
Car Accident Without Insurance But Not At Fault
After a car accident where one or more drivers are uninsured, the procedures will be the same as when all the drivers involved have legal insurance. However, the owner or driver of an uninsured vehicle may be subject to fines and other penalties for violating the Nevada law to carry insurance on their vehicle.
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After a car accident, the police, your Nevada car accident attorney, and all insurance carriers will investigate the accident to determine which party is at fault. If you have been hit by an uninsured driver and you are determined to have caused the accident, you may still be able to file a lawsuit against the at-fault driver.
Unfortunately, this process can be more involved than when the at-fault driver has insurance, so you’ll want to have an experienced attorney on your side to provide guidance and representation. Your attorney can help you file a motion against the creditor to begin the legal process of obtaining a judgment in your favor. The court will start looking at the property of the offending driver. They can also order the at-fault driver’s vehicle to be impounded to recover some of your damages. An uninsured motorist will be forced to pay you regularly for a specified period of time.
If you were injured by an uninsured motorist, you can check your insurance. Many car insurance companies offer coverage for uninsured motorists, which allows you to receive payments from your insurance if you are injured by an unlicensed driver. When your insurance pays an uninsured motorist, your insurer will try to recover some of their losses from the uninsured driver through a process called subrogation.
If an insured driver is at fault for an accident with an uninsured driver, they can sue you to recover damages. Your insurance must cover the uninsured motorist up to your limit. Contact your Las Vegas car accident attorney to learn more about what can happen in this situation.
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Choosing to drive without government-required insurance is a very difficult decision. All drivers at the scene of an accident will be asked to provide proof of insurance to the responding police. If the driver does not have insurance, they are charged with a misdemeanor and fined $100 for the first offense or up to $1,000 for the next offense. Additionally, the Department of Motor Vehicles may initiate a driver’s license suspension, which may make it difficult to get to work or school.
If you have been injured in an accident caused by an uninsured motorist, you have legal options. Talk to an experienced attorney about document review and discuss your options.
If you have been in an accident due to an uninsured driver, you may be wondering how your damages and injuries can be resolved, but the good news is that there are ways to get compensation for your damages. The trusted attorneys at Benson & Bingham Accident Injury Lawyers, LLC, are ready to help you explore your legal options and provide guidance on your next steps. Let us help you get the best results for your Nevada car accident. Call our office today to schedule your private, no-obligation evaluation. “Expert Review” means that our Financial Committee has reviewed the material for accuracy and completeness. The Management Committee includes a group of financial experts whose mission is to ensure that our information is always accurate and relevant.
Written by Kacie Goff Written by Kacie GoffArrow Personal Finance Associate Kacie Goff is a financial and insurance writer with over seven years of experience in finance and business. They write, Easy Fee, NextAdvisor, Varo Money, Service, Best Credit Cards and more. He covers a wide range of legal issues – including less comprehensive coverage such as wraps and E&O – and specializes in auto, homeowner’s, and life insurance. Connect with Kacie Goff on LinkedIn LinkedIn Connect with Kacie Goff by email Kacie Goff
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Edited by Jessa Claeys Edited by Jessa Claeys Arrow Right Editor, Insurance Jessa Claeys is an insurance editor, offering auto, home and life insurance. He has over six years of experience writing, organizing and leading a team of creatives dedicated to helping others achieve a better financial future. His work has appeared in many insurance, personal finance, and business publications, including Jerry, BigerPockets, 401(k) Expert, BP Wealth, and others. Connect with Jessa Claeys on LinkedIn LinkedIn Jessa Claeys
Review by Steve Ellis, CPCU, AIC, MBA Review by Steve Ellis, CPCU, AIC, MBAarrow Legal Services Vice President & Chief Operating Officer Steve Ellis, CPCU, AIC, MBA, is a 30-year insurance veteran. Experience in training, performance, improvement, monitoring, compliance, technology use and data & analysis. About the board of directors Steve Ellis, CPCU, AIC, MBA
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What To Do After An Accident That’s Not Your Fault
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